I am Urmil Trivedi, Chartered Wealth Manager (CWM®) , Chartered Financial Goal Planner (CFGP®), Advanced Financial Goal Planner® (AFGP®) by American Academy of Financial Management (AAFM), Fixed Fee Only SEBI Registered Investment Advisor (RIA) and Founder of RICHESSE INFINITE WEALTH. I am also designated as a FAAFM Fellow of the American Academy of Financial Management®.
As a Registered Investment Advisor (RIA), I allow to charge only fees from clients and not receive any commission/ brokerages/ incentives from product distribution. I am practicing as a “Fixed Fee Only Investment Advisor”. This ensures that the advice is unbiased and the fee what you pay me is the only my source of income.
What is “Fixed Fee Only Investment Advisor”?
Fixed Fee Only Investment Advisor is who charges a fixed fee for financial planning and investment advise and does not receive any kind of commissions/incentives from mutual fund houses, insurers or other financial product sellers. His fee is not linked to your income or investment corpus and not charging certain % of your income or investment corpus as a fee.
At Richesse Infinite Wealth, my philosophy is based upon the principle that a sound financial base is essential in order to achieve your aims in life – and that to achieve this, you need to proper guidance. Therefore, have the purpose of helping you develop your sound personal wealth pathway and put it into effect at the pace that suits you best.
I start by clarifying my fee structure and explaining the different ways I can help. I analyze your current financial situation, life stages goals and compare them to your current portfolio. Then I recommend an investment strategy designed to meet your risk tolerance.
I try to look at the financial side of your life as a whole, taking a holistic life planning approach, while paying the greatest possible attention to detail in each of the specific areas that concern you most.
You can’t expect certain steps from me;
- I will not recommend you in direct stocks.
- I will not actively manage your portfolio and churn your portfolio weekly, monthly or quarterly as I am advisor who prepares your holistic plan with long term view.
- I will not file your income tax returns but helps in your tax planning.
- I will not implement the plan on behalf of you but I will guide you to the best suitable options.
- I will not guarantee of returns on any products or investments in which you will invest.
- I will not do any insurance claim process.
What are my services and fee structure?
My services and fees are given at: https://richessewealth.com/services/
I work mainly online for meeting like through phone call or email. If you are located in Ahmedabad, we can meet personally. Distance is not a barrier for me as overall meeting and engagement is online through technological support. Hence, you are free to contact me if you are located at any part of India and world. You can reach me at: