I am Urmil Trivedi, Chartered Wealth Manager (CWM®) , Chartered Financial Goal Planner (CFGP®), Advanced Financial Goal Planner® (AFGP®) by American Academy of Financial Management (AAFM), Practicing Fee-Only (Advice-Only) Financial Life Planner, SEBI Registered Investment Advisor (RIA) and Founder of RICHESSE INFINITE WEALTH. I am also designated as a FAAFM Fellow of the American Academy of Financial Management® (USA). I provide Portfolio 2nd Opinion- Be an Informed Investor services & Personalised Financial Life Planning – Towards Better Living.
Who is “Fee-Only (Advice-Only) Financial Life Planner”?
Fee-Only (Advice-Only) Financial Life Planner is who charge fixed Fee for financial life planning, Portfolio 2nd Opinion and does not receive any kind of commissions/incentives from mutual fund houses, insurers or other financial product manufacturer. His Fee is not linked to your investment corpus and not charging certain % of your investment corpus as a Fee.
Fee-Only (Advice-Only) Financial Life Planner acts as guide, mentor and coach. His job is to educate and recommend what is BEST for client. But the onus is on the client to understand & action the plan. He is like doctor recommending medicine. You do not expect the doctor to come home & feeds you the medicine.
My philosophy is based upon the principle that a sound financial base is essential in order to achieve your aims in life – and that to achieve this, you need proper guidance. Therefore, I have the purpose of helping you develop your sound personal wealth pathway and put it into effect at the pace that suits you best. My primary objectives are to help people on their Personal Finance Issues and educate on Goal Based Investing. I favor of Low Cost Passive Investing because it accomplishes long term goals with minimum complexity and cost.
I start by clarifying my Fee structure and explaining the different ways I can help. I analyze your current financial situation, life stages goals and compare them to your current portfolio. Then, I recommend an investment strategy designed to meet your risk tolerance. I am an investment advisor and my service is focused on finding prudent and suitable portfolio as per your needs. I try to look at the financial side of your life as a whole, taking a holistic approach while paying the greatest possible attention to detail in each of the specific areas that concern you most.
You can’t expect certain steps from me:-
-> I will not recommend you in direct stocks.
-> I will not unnecessarily churn the investments.
-> I will not file your income tax returns but helps in your tax planning.
-> I will not implement the plan but I will help & guide you to the best suitable options.
-> I will not provide any guarantee of returns or profitability on recommended instruments.
-> I will not do any insurance claim process.
I work mainly online for meeting like through phone call or email. If you are located in Ahmedabad, we can meet personally. Distance is not a barrier for me as overall meeting and engagement is online through technological support. Hence, you are free to contact me if you are located at any part of India and world. You can reach me out by phone call or email for Personalised Financial Life Planning- Towards Better Living Program & Portfolio 2nd Opinion services . I will try my best to reward you back within 24 hours through email except on holidays. : You can book an appointment for detail discussion.
Mobile: +919825747771, Email: firstname.lastname@example.org